Truth: Todd and I have been in debt since before we were married. We finally decided to calculate it and it was well over 30,000 dollars. 15,000 of it was in medical bills.
Reconciliation: After many talks with my parents and our Bishop we came to a solution. Todd and I have filed Chapter 7 Bankruptcy.
Truth: We are fully aware that simply filing doesn't fix our habits. We know we have spending issues and have come to terms with it, and are learning from our mistakes.
Reconciliation: We are taking the advice of our Bishop and my parents and we are addressing the mistakes that we made head on so we will not make them again.
Truth: I have high ambitions for myself and I'm hoping to start school in the spring.
Reconciliation: I understand that it will put us in debt again but I'm fully committed to becoming a nurse.